I've looked at the 3 banks in SG & they're offering rlly low rates for 12 mths FD rates. With the GXS debacle, I've been looking at other banks FD rates.
Was considering Foreign Currency FD, but after taking into consideration the risks, I decided it'd best to be in SGD FD. I've looked at both Foreign Currency FD & SGD FD. Hence, I've been looking at fixed deposits. Been tiring esp in keeping up, hence going for smth simple.